Once we start looking at homes together, you will want to be able to act fast when you find that perfect one. That’s why you will want to get pre-approved for a loan soon after we meet for the first time.
During our initial interview, we will explain the different types of lenders and the process of getting approved for a home loan. You may have a lender already picked out, or we can refer you to a lender we trust and have worked closely with for years. We can work together to make sure that not only do you get pre-approved for an amount that gets you the home you want, but, most importantly, that you end up with a loan whose payments you can comfortably afford.
How long the pre-approval process takes depends on the level of service you want; it can be a quick over-the-phone process, or you can sit down with the lender to really hash out your options. Because different buyers have different needs and financial situations, we work with a lender who can put together the best loan, whether you have a 3% down payment or 100%. He will also give you a good faith estimate of your potential closing costs at the time of preapproval.
